Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-08-05
  • Current Version: 2.5.3
  • Adult Rating: 4+
  • File Size: 13.18 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Requires iOS 9.3 or later.
Score: 4.5
From 586 Ratings


If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Powerful features Split categories, pending transactions, transaction export, file attachments, transaction tags, Siri, 3D Touch and Touch ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. In case of any questions please don't hesitate to contact [email protected]



  • Easy to use

    By Dexpod
    Costs less than other Big Name Financial Apps, is much easier to enter information and has extraordinary customer service.
  • It's not yet perfect for me, but the best I've found so far.

    By Mister Houdini
    Another former iReconcile user here (about 4 years). But had to find something better since iReconcile developer dropped off the face of the earth a couple years ago - and the visual design is very outdated. Purchased the premium even though I don't need the premium features because it is the best app of this type, and I want to support the developer to ensure this doesn't end up abandoned like my last checkbook app. Pros: iCloud sync instead of proprietary method. Companion Mac and iPad apps. Clean design. I would prefer slight color variation between each row/transaction, but that's just personal preference. With new update, reconciling can be done on the iPhone = though I’ll probably still do it on the Mac. Still getting better with each update. Cons: It seems that nearly all the cons I had listed were addressed in the latest update. There are a few tiny things I'd change but I'm not the creator, so while not perfect for me, it's as close to perfect as any app I've used. This app rocks! And gets better with each update.
  • The easiest app to use!!!

    By Irynataro
    I have been using this app for over a year now! It’s so intuitive and easy to use! For the last few months I tried several other apps (there were some great reviews for them) and still returned using this one! For a busy mom it’s the best and quickest app to use! I love that my husband and I can share it and send each other our spendings! I love it so much I even considering buying the premium version.
  • The one app I make sure is up to date

    By Ditmark
    That's it. With meaningful updates, I always make sure this app is up to date as it is my daily driver for finance 😎 Thank you.
  • Robust & Improving!

    By Tailz2007
    Once I got an iPhone X, I had to say goodbye to Moni, which I had been using as my virtual checkbook. But now I’m glad, because not only does this app replace Moni’s function, but it’s also very well-designed and offers even more features that I find extremely useful. The premium upgrade was a no-brainer! You can even adjust the color of the app and icon – I love their attention to detail!
  • Top Notch!

    By Ejaazi
    This app has become better over time but remained simple to use.
  • Love it!

    By Thats what I told Becky
    I love this app. It does need a small update so you can re-order the list by dragging accounts up and down in the list. It would also be nice if when clicking on a transaction in a report, to see the account from which it was drawn. Other than that it is the best app for money mgt.
  • Slick+free= ( - ) complaint. + -

    By Anonymousion
  • Oh, cmon

    By muffn_man
    A ledger app that doesn’t reconcile. Yeah, that info is buried in the description but why in the world should I expect that a ledger app wouldn’t perform a basic ledger task and pore through a lengthy description to find that out.
  • Exactly what I needed

    By W. Furrie
    I had a lot of requirements of a budget/money management app. Needed to sync with multiple devices. Needed to handle multiple currencies. Needed to both track money use as well as budgeting. Needed to be easy enough for my wife to use, but complex enough to work with our complex budgeting. Needed to be a one-time payment (not a fan of subscriptions). Ultimately, after trying at least a dozen apps, this was recommended to me, and I couldn't have been happier. Hope the dev keeps up the hard work, because he/she has come up with a great product.