Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-08-05
  • Current Version: 2.6.4
  • Adult Rating: 4+
  • File Size: 14.05 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Requires iOS 9.3 or later.
Score: 4.5
From 744 Ratings


If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Powerful features Split categories, pending transactions, transaction export, file attachments, transaction tags, Siri, 3D Touch and Touch ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. If you choose to purchase premium version, payment will be charged to your iTunes account, and your account will be charged for renewal 24 hours prior to the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Current price for the premium subscription is $9.99 per year, and may vary from country to country. Our privacy policy, as well as subscription terms are available at In case of any questions please don't hesitate to contact [email protected]



  • Best money I've ever spent in an App

    By Ditmark
    That's it. With meaningful updates, I always make sure this app is up to date as it is my daily driver for finance 😎 Thank you.
  • Keeps getting better

    By Mister Houdini
    I just read the release notes and realized that you can now rearrange the payee, category, and description fields. That is awesome as I’ve always felt they were in the wrong order. I’ve always entered them in reverse order. This is my #1 favorite app. Edit: Well this is strange. Went to edit my previous review, which is usually the only option if you’ve previously left a review, but it opened a blank review page. I figured Apple must have removed my prior review. Once posted, I see that it replaced my prior review but left the developer response of the old review. So now it looks as if the developer responded before I left the review, and responded to issues not in my review. With Apple it just works, except when it fails.
  • I love this app is the best

    By The.SD
    Can you make a the black theme be true Black for the OLED screen of the iPhone X
  • This App was made for me.

    By uber6eek
    I have used and tried several finance tracking apps over the past couple years and never very satisfied with any of them. Most are too complicated that I end up not using them or bloated with features that clutter the interface or too simple to get much value out of. This app is amazingly intuitive and simple yet packed with nearly all the features I need to track successfully my finances and spending. It is very easy to add transactions and the reporting is useful. There is so much thought behind every function that I can tell a lot of time was spent perfecting the experience. I'm actually using the budget feature because it is so simple and because the tagging feature is perfect to track what me or my wife spend individually and I can also tag transactions that I'll need to reference when it comes time to do my Income Tax. The missing feature I could use the most is to have the budget reflect pending transactions. I really like the ability to change the color of the background along with the color of the app icon. I make it a different color than the other apps on my home screen so it stands out and I can quickly find it. I have too many red and blue apps and I sometimes open wrong one. I would love other developers to do the same.
  • Finally!!!!!!!!!!!!!!!

    By Christian-stone
    Been asking for keypad input on the Apple Watch since this app came out. I know you didn’t like the idea, but thanks developer... it makes life better.

    By Ckl221
    Love this app, keep me updated with all my account, All transactions has to be done manually accuracy of accounts depends on your inputs. Sync works perfectly fine. It syncs automatically and instantly every time new information is key in. Loved
  • Awesome app!

    By Ken Ulmer
    Whenever I look for an app, I always look at when the latest update has been. Ivan, the developer continually keeps this app updated. Kudos to developers who do so and make our financial lives better! I can’t say enough about this app other than excellent! I recently stopped using Quicken and started using Debit/Credit. I’m so glad I found this app. You won’t be disappointed!
  • Best finance app

    By jsmnzo
    I’ve waited awhile to review Debit & Credit. I’m using the premium versions on my Mac and IOS devices. The developer really understands how to make a complicated task easy to do. The interface is remarkably uncluttered, so much so one thinks “this can’t be any good , it’s not complicated enough”. This is where the app really shines , making money management easy to do. The integration between Mac and IOS is seamless. Having bought and used many finance programs over the years Debit & Credit is the best. A special note on their support, had an issue at first when I had the trial version, emailed them , within 15 minutes had a reply that fixed the problem! So I say 5 stars ...Highly recommended !
  • Worthy to be called a budgeting app

    By iwastoldineedanickname
    I’ve tried SO MANY money apps recently. Credit & Debit - like Money Pro and HomeBudget Sync - has the required features for tracking expenses, budgets, wealth.. very few budgeting apps are worth an extended look, and this is one of them! Multiple payment accounts, subcategories, recurring payments, future forecasts etc. are supported. Definitely give this app a try, as it has feature parity with other top-grade budgeting apps. The interface is distinct and minimal while still retaining essential budgeting features. One thing that would be nice, though, is if default categories were provide.. especially since this otherwise is very beginner friendly.
  • Fantastic App

    By vfickling
    I use this app more than any other app on my phone. It immediately updates between my phone and my wife’s phone so we have an up to date view of our finances. Very versatile and intuitive. I also use it for my business accounts. You can export in many ways and print your ledgers. You will want to upgrade to the premium version. It’s a one time charge of around $5.00. That’s money well spent. The service and support have been second to none. Anyone that has a bank account should use this app.